Payments are our passion

You can have your merchant account approved with CardSmart in less than 24 hours from the submission of your application. Once your account is approved you are able to begin accepting payments through our provided virtual terminal or through payment links or e-commerce hosted payment pages.

If you are looking to enable in-person payments, the typical shipping period for our devices is 3-5 business days with expedited shipping available as an option.

All in all, for both in person and virtual payments your business could be fully set up with CardSmart in less than a week from your application submission.

Yes! CardSmart was founded with a mission to disrupt the payments industry by providing the one thing that these large payment aggregators and international corporations never can, superior service.

At CardSmart we know how personal the operations of your business are to you, so we make it personal for us. With CardSmart you will always have a direct phone number to a real human being, no waiting on phone trees or trying to deal with robots as there is an active issue with your account.

Additionally, CardSmart is committed to showing savings for your business. It is our goal to not only save you time and headaches, but also to put money back into your pocket.

It is your business, let us make it personal.

Yes! CardSmart provides online payment functionality through both our integrated partners & our stand-alone hosted payment page options. Contact us now for more information on eCommerce payments!

Yes! CardSmart supports many integrated partners, and we are always on the lookout for new integrations that benefit our clients. While it is likely that we already have an integration that would allow you to leverage integrated payments, if not, CardSmart will work tirelessly to ensure you can benefit from integrated payments.

Of course! We have a variety of terminal options available that can service business models of all shapes and sizes. From mobile card readers that can accept offline payments, to full point of sale stations, CardSmart provides the right solution for each client.

Yes! Level 2 & 3 optimization is an often used talking point in the payment processing industry, with CardSmart, it is a reality. Our provided payment gateways enable automatic level 2 & 3 optimization features, ensuring that you don’t need to worry about all the data fields yourself. Cards are assessed and qualified by the gateway in the background, allowing you to focus on what matters.