Has your business been dubbed "High Risk"?

Our team of dedicated consultants will find your business a long-term home.

Controlled Risk
Control what you can

We have a solution for every business, no matter the risk

At CardSmart we are committed to providing the best solution possible, for all of our merchants. Even if previous processors have labeled you "High Risk" we can help.

In our practice, we don't ever refer to your business as "High Risk", but rather, "Controlled Risk". This distinction is because our solution is all about controlling the financial risk associated with your business while ensuring that your payment acceptance solution is long-term and tailored to your needs.

Our Controlled risk Services Include

Consistent Funding

A team that helps you plan in advance for volume spikes & large transactions ensures you avoid Held Funds.


Comprehensive review from Day 1 ensures you land with the perfect Processing Partner & avoid service interruption.


Each transaction is protected by a powerful combination of our patented tokenization and point-to-point encryption (P2PE)


Well reviewed + thoroughly underwritten business should be predictable. Your rates will reflect that.

Comprehensive Reporting

CardSmart's dedicated reporting centers give merchant users a high-level overview of your business’s payments in real-time, or drill into each transaction to conduct refunds, voids, or resend and reprint receipts.

Dedicated Account Management

As a part of our Controlled Risk Solution, you will receive dedicated support from our team of payment consultants. You will have a direct line to your Account Manager, no more waiting on hold. It is your business, let us make it personal.

Positioned for Growth

When you are using a CardSmart Controlled Risk solution, we are poised to grow with you. No matter the size of your business, or trajectory of growth, we are there every step of the way.


A CardSmart solution is innovative. We are always adapting our best practices to reflect the newest trends and technology in Financial Technology.

Ready? Let's Schedule Your Demo!

Schedule your discovery call with our team today and get on the path to payments made perfect.